Hard money and private financing for fix and flips, bridge loans, new construction, and investment-property refinances. We lend in all cities across Washington.
Our lending coverage is statewide. Property, borrower, and program requirements still apply to each individual loan.
From Puget Sound and the southwest to central and eastern Washington, the location is part of the deal—not the whole decision. We review the property, acquisition cost, planned improvements, borrower capital, and repayment strategy together.
For a renovation, bring current photos, a trade-level budget, and resale comparisons. If the scope includes an addition, ADU, or new build, tell us where the plans and permits stand. The financing structure depends on the actual project and available funding program.
Tell us about your Washington property →These regions help illustrate our statewide coverage. The cities shown are examples, not a boundary on where we lend.
For a renovation or acquisition, bring comparable sales that reflect the property’s own neighborhood, condition, size, and proposed finish level. A broad metro-wide price assumption is not a substitute for the actual deal.
We review the acquisition, repair scope, contractor budget, and proposed exit together. Include the cash needed between work milestones and draw funding, along with your planned resale timeline.
Tell us how the property’s location and planned improvements support the expected resale value. Permit status, contractor scheduling, and the cost to complete help shape the financing conversation.
For Washington properties in the southwest, use local property evidence and a clearly defined business plan. We review purchases, renovations, construction requests, and investment-property refinances.
Support the proposed value with relevant local comparisons. For a build, provide the land position, plans, approval status, contractor information, and a schedule tied to the budget.
Bring the details specific to the site and project: property access, utilities information, existing improvements, and the scope of any planned work. Financing is evaluated against the actual property and exit.
Don’t see your city? We lend in all cities in Washington. Submit the property location and project details to start a review.
Regional descriptions explain our review approach. They are not current price forecasts, investment recommendations, or a representation that every property qualifies.
Loan sizes from $100K to $5M. Terms and program eligibility depend on underwriting and the proposed funding source.
Purchase and renovation financing reviewed around your scope, budget, and resale plan.
Explore the program →
Short-term investment financing for acquisitions, refinances, and transitional opportunities.
Explore the program →
Funding options evaluated against your land, plans, budget, builder, and completion strategy.
Explore the program →
Review access to eligible investment-property equity for an approved business purpose.
Explore the program →Yes. We lend in all cities across Washington. The featured cities are representative examples of our coverage. Each proposed loan is still reviewed for property, borrower, and program fit.
Eligible transactions may close in as little as 48 hours after approval, clear title, and complete documentation. Closing speed depends on the deal, funding program, and escrow readiness. Share your contract deadlines early.
Select programs do not require a third-party appraisal or on-site lender inspection. We still evaluate the property internally. Valuation, documentation, and draw-verification requirements vary by funding program and project.
We review purchase or existing debt, project cost, property value, requested leverage, borrower contribution, reserves, fees, and the exit strategy together. Program limits and underwriting determine the proposed loan and required cash.
Share the property location, project numbers, and target closing date.