Hard money and private financing for fix and flips, bridge loans, new construction, and investment-property refinances. We lend in all cities across Arizona.
Our lending coverage is statewide. Property, borrower, and program requirements still apply to each individual loan.
From metro Phoenix and Tucson to northern, western, and eastern Arizona, we review the investment on its own merits. Property-specific value evidence, project readiness, construction costs, available capital, and the intended exit shape the financing conversation.
For a renovation, show what changes between acquisition and resale. For an infill site, teardown, or ground-up project, provide land ownership or contract details, plans, permit status, builder information, and a schedule linked to the construction budget.
Tell us about your Arizona property →These regions help illustrate our statewide coverage. The cities shown are examples, not a boundary on where we lend.
For a flip or acquisition, support your proposed value with comparable properties in the relevant submarket. Explain the intended renovation, finish level, timeline, and the cash needed to execute.
We review the purchase, property condition, project scope, and expected exit together. For construction, identify the site, plan status, builder, and budget before assuming a loan structure.
Use property-specific value evidence and show the costs required to reach your planned sale or refinance. Acquisition, rehab, and holding costs all belong in the review.
A project’s site, scope, contractor plan, and completion schedule affect how it should be evaluated. Share any site-specific requirements, open approvals, and timing constraints early.
Explain the property’s intended use and the evidence behind your sale or refinance assumption. We review investment acquisitions and refinances against the property, existing debt, and repayment plan.
Projects outside the largest metros deserve the same complete review. Bring comparable sales, property and utility details, a practical budget, and a supported exit strategy.
Don’t see your city? We lend in all cities in Arizona. Submit the property location and project details to start a review.
Regional descriptions explain our review approach. They are not current price forecasts, investment recommendations, or a representation that every property qualifies.
Loan sizes from $100K to $5M. Terms and program eligibility depend on underwriting and the proposed funding source.
Purchase and renovation financing reviewed around your scope, budget, and resale plan.
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Short-term investment financing for acquisitions, refinances, and transitional opportunities.
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Funding options evaluated against your land, plans, budget, builder, and completion strategy.
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Review access to eligible investment-property equity for an approved business purpose.
Explore the program →Yes. We lend in all cities across Arizona. The featured cities are representative examples of our coverage. Each proposed loan is still reviewed for property, borrower, and program fit.
Eligible transactions may close in as little as 48 hours after approval, clear title, and complete documentation. Closing speed depends on the deal, funding program, and escrow readiness. Share your contract deadlines early.
Select programs do not require a third-party appraisal or on-site lender inspection. We still evaluate the property internally. Valuation, documentation, and draw-verification requirements vary by funding program and project.
We review purchase or existing debt, project cost, property value, requested leverage, borrower contribution, reserves, fees, and the exit strategy together. Program limits and underwriting determine the proposed loan and required cash.
Share the property location, project numbers, and target closing date.