Construction professional reviewing residential plans
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New Construction · Washington + Arizona

New construction loans.
From plans to property.

Project financing for investors and builders bringing a new investment property out of the ground.

Illustrative property imagery
$100K–$5MLoan sizes · program dependent
9.99% starting rateAnnual interest rate · select eligible loans
1 point startingOrigination · additional fees may apply

Starting rate and points may not be available together. Terms, leverage, and program availability are subject to underwriting and funding-source approval. Interest rate is not APR.

Ground-up projects

Financing that fits
the project ahead.

We review your land position, plans, permits, builder experience, budget, and completion schedule. The proposed structure should explain your contribution, draw milestones, and the path to a sale or refinance.

Let’s review your deal →

Understand draw funding before construction →

01

Land + project review

Bring your site position, plans, and current approval status.

02

Budget-based structure

We evaluate construction costs, schedule, and contingencies together.

03

Milestone funding

Understand draw documentation and inspection requirements upfront.

04

Builder experience

The contractor, project team, and completion plan all matter.

Illustrative investment propertyILLUSTRATIVE PROJECT SCENARIO
How the financing could fit

A build begins long before the first draw.

An investor controls a site and is preparing a ground-up project. We review the land, plans, permits, budget, builder, and exit to evaluate how the financing could be structured.

01 / PlanPrepare the site + plans
02 / BuildBuild through milestones
03 / CompleteSell or refinance
Prepare for the review

Bring the essentials.
We’ll help with the next step.

  • Land position + permits
  • Detailed budget + schedule
  • Builder experience + exit
  • Borrower experience and available cash
  • Target closing date and any contract deadlines
Know before you close

Your questions, answered.

How quickly can this loan close?

Eligible deals may close in as little as 48 hours after approval, clear title, and complete documentation. Property, project complexity, funding source, and escrow readiness affect timing. We’ll review your specific deadline.

Are appraisals or inspections required?

Select programs do not require a third-party appraisal or on-site lender inspection. Valuation reports, property review, and construction draw inspections may still be required depending on the project and funding program.

How much can I borrow?

Loan sizes range from $100,000 to $5 million, subject to the applicable program. Available leverage depends on the property, budget, valuation, borrower, and funding source. We will confirm the proposed amount after reviewing your deal.

Can I run the numbers first?

Use the homepage Deal Analyzer to compare modeled financing approaches, then carry your analysis into a deal request. Calculator results are estimates, not approved loan terms.

Open Deal Analyzer →
Your next step

Let’s look at your build.

Share the property, your plan, and your closing timeline.

Submit Your Deal →